Trans Select®5, 10, 20 group term life insurance

Underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa.

Build a better Tomorrow.

As employers look for flexible alternatives to permanent
life products, Trans Select 5, 10, 20 is designed to meet that need.

Why do brokers prefer Trans Select 5, 10, 20 term life insurance?

In today's tough business climate, employers need benefits for their employees that are easy to administer and understand. At the same time, Transamerica knows you are looking for a term life insurance policy that provides solid opportunities along with great compensation.

Trans Select 5, 10, 20 offers you higher first-year commissions and custom administration for your clients. Employers are offered the flexibility of a guaranteed level rate for the first 5 years with premiums designed to remain the same for the term period of 5, 10 or 20 years.

Trans Select 5, 10, 20 can be renewed up to age 100 after the original coverage period without having to provide evidence of good health, and living benefit riders can be added to enhance coverage.

Benefit Highlights

Issue Age and Coverage

Employee issue ages are:   Spouse issue ages are 16 - 65.
5 year term 16 - 80
10 year term 16 - 75 Child coverage will be available for dependents age 15 days through age 25 in the form of a child term rider.
20-year term 16 - 65

Riders Included in Base Coverage

  • Accelerated Death Benefit for Terminal Illness (Not Available in MA) - We will pay a portion of the death benefit up to $100,000 maximum if the insured is diagnosed with a terminal illness and still provide a benefit to the designated beneficiary.
  • Waiver of Premium Due to Layoff or Strike Rider (Not Available in CT, MA, MD, NJ or TN) - Premiums will be waived up to 6 months if the employee is on strike or is involuntarily laid off.
  • Children's Term Rider - Employee Elected

Additional Riders to Enhance Coverage

  • Accidental Death and Dismemberment (Not Available in MN or OH)
  • Accelerated Death Benefit for Long Term Care (Not Available in CO, MA, MD, NV, TX, UT or WA)
  • Extension of Benefits for Long Term Care (Not Available in FL, MA, MD, NJ, NV, PA, TX, UT or WA)
  • Accelerated Death Benefit for Critical Care (Not Available in CT, FL or MA)
  • Waiver of Premium Rider


* Trans Select® 5, 10, 20 is Group Term Life Insurance underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa 52499. Premiums are guaranteed level for 5 years, then premiums may increase annually starting in year 6. Policy form series CPVTL200 and CCVTL200. Rider form series CRTIVT00 and CRWPL200. Forms and form numbers may vary, and this coverage may not be available in all jurisdictions. Limitations and exclusions may apply. Refer to the policy, certificate and riders for complete details.

Agent Use Only.