It's real now®

Lisa manages human resources for a chain of restaurants. Ed, a regional manager, has a heart attack requiring bypass surgery. Just over five weeks later, he starts feeling better, but can't go back to work without a release from the doctor. Lisa insists that he focus on recovery, relieved that his critical illness insurance means he doesn't have to insist on working for financial reasons.

Offer them the ability to prepare.

Your employees can't predict a critical illness like a heart attack, stroke or cancer, but they can prepare for the potential financial impact with the help of critical illness insurance. It eases financial stress with lump-sum cash benefits used however the employee sees fit.

Money when they need it most.

A major health event like a heart attack or stroke can throw the average family into financial turmoil. Critical illness insurance helps pay the expenses traditional medical insurance doesn't cover, easing the strain on the insured's bank account and enabling them to focus on physical recovery.

Recruit and retain the best.

Offering a comprehensive benefits package that includes CriticalEvents® critical illness insurance is a fantastic way to add value to employment with you, a great way to attract top talent and provide the best for your current employees.

Enjoy our hassle-free enrollment process.

We offer a variety of easy ways to enroll so you can choose the process that works best for your company. We also provide a variety of enrollment support materials to help make Transamerica the right choice for your employees.

Product details

Issue ages

Employees and spouses are eligible at age 18 and up, eligible children from birth through age 25.

Benefits schedule

Base Policy Benefits Percentage of Benefit
Heart Attack 100%
Stroke 100%
Major Organ Failure 100%
End Stage Renal Failure 100%
Other Specified Organ Failure (Loss of sight, speech, or hearing) 100%
Miscellaneous Diseases -Amyotrophic Lateral Sclerosis (Lou Gehrig's Disease), Encephalitis/meningitis, Rocky Mountain Spotted Fever, Typhoid Fever, Anthrax, Cholera, Primary Sclerosing Cholangitis (Walter Payton's Disease) and Tuberculosis 100%
Alzheimer's Disease 30%
Coronary Artery Disease Requiring Bypass Grafts 25%
Coronary Artery Disease Requiring Angioplasty/Stent 5%
Cancer Benefit Rider Percentage of Benefit
Invasive Cancer 100%
Bone Marrow Failure 100%
Carcinoma in Situ 25%
Prostate Cancer with TNM Classification of T1 25%
Skin Cancer 5%
Additional Benefits Benefit
Wellness Indemnity Benefit Rider $25 - $150
Recurrent Critical Illness Benefit Rider 25% - 100%
Product Highlights
no lifetime benefit maximum
no waiting period
easy enrollment options
payroll-deducted premiums
online claims
fully portable
Product Spotlight - Critical Illness Insurance
Critical Illness Snapshot
Agent / Employer Info Sheet
Agent PowerPoint
Customer Brochure
Critical Illness Video
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Click Here to Download Complete Product Details


This is a brief summary of CriticalEvents® critical illness insurance. Policy Form Series CPCI0500 and CCCI0500. Forms and numbers may vary. Coverage may not be available in all jurisdictions. Limitations and exclusions apply. Refer to the policy, certificate and riders for complete details.