HealthPak

Underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa.

A Package of Products Designed to Help Control Health Care Costs for Employers and Employees

HealthPak Voluntary Benefit Package

Newton’s third law states: To every action there is an opposed, equal reaction. Rate increases are no exception. How can you regain the balance of benefit dollars to coverage after a rate increase?

HealthPack brings the solution! By raising the major medical deductible with TransConnect®, Out-of-Pocket Medical Expense Insurance, to cover these out of pocket expenses, you can free up benefit dollars strangled by a rate increase and use them to offer a more comprehensive benefit package.

This innovative solution can also help you add additional coverage, maybe your group needs critical illness, accident, whole life or short-term disability insurance as well. First year commissions on these products are just another reason we think HealthPack is worth taking a look at.

You need to see it to believe it. Contact us today for a quote on your group!

Minimum Group Size

Minimum of 2 or 5 lives (depending on state requirements). For non-employer paid, buy up and voluntary cases there is a 50% participation for groups with 99 or fewer eligible lives. 25% (with a minimum participation of 50 employees eligible) for groups with 100 or more eligible lives. For groups with 5 or fewer employee applications, Healthpak must include TransConnect®, critical illness and accident products.

Policy Information: See TransConnect product information. Products are underwritten by Transamerica Life Insurance Company, Home Office, Cedar Rapids, Iowa. Limitations and Exclusions apply. Refer to your policy, certificate and riders for complete details.